Terms and Conditions
Important: Toro Wealth is an informational tool and is not a registered investment advisor. All portfolio analysis, AI-generated insights, and action plan items are for educational purposes only and do not constitute personalized investment advice. Always consult a licensed financial advisor before making investment decisions.
Please read these terms and conditions carefully before using our Service.
Interpretation and Definitions
Interpretation
The words whose initial letters are capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.
Definitions
For the purposes of these Terms and Conditions:
- Affiliate means an entity that controls, is controlled by, or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
- Country refers to: Florida, United States
- Company (referred to as either "the Company", "We", "Us" or "Our") refers to El Toro Solutions LLC, 2475 Brickell Ave, Miami, FL 33129.
- Device means any device that can access the Service such as a computer, a cell phone or a digital tablet.
- Service refers to the Website.
- Terms and Conditions (also referred to as "Terms") means these Terms and Conditions that govern Your access to and use of the Service.
- Website refers to Toro Wealth, accessible from torowealth.ai
- You means the individual accessing or using the Service.
Acknowledgment
These Terms and Conditions govern the use of this Service and the agreement between You and the Company. By accessing or using the Service You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions then You may not access the Service.
You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service.
Your access to and use of the Service is also subject to Our Privacy Policy.
Investment Analysis Disclaimer
Toro Wealth is an informational tool and is not a registered investment advisor. All portfolio analysis, AI-generated insights, position observations, and action plan items provided through the platform are for educational and informational purposes only and do not constitute personalized investment advice, a solicitation, or a recommendation to buy, sell, or hold any security.
Users acknowledge that all investment decisions are made solely at their own discretion and risk. El Toro Solutions LLC, its officers, and affiliates shall not be liable for any investment losses or financial damages resulting from use of or reliance on information provided through the platform. Past performance is not indicative of future results.
User Feedback and Feature Suggestions
We actively welcome and encourage users to submit suggestions, ideas, and feedback regarding new features, improvements, and changes to the Service. You may submit feedback by contacting us at [email protected].
By submitting feedback or suggestions, You acknowledge that: (i) Your feedback does not contain confidential or proprietary information; (ii) the Company is not under any obligation to implement Your suggestion; (iii) the Company may use, incorporate, or develop products, services, or features based on Your feedback without any compensation or obligation to You; and (iv) the Company owns all rights to any improvements or features developed from user feedback.
Links to Other Websites
Our Service may contain links to third-party websites or services that are not owned or controlled by the Company. The Company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
Termination
We may terminate or suspend Your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms and Conditions. Upon termination, Your right to use the Service will cease immediately.
Limitation of Liability
Notwithstanding any damages that You might incur, the entire liability of the Company and any of its suppliers under any provision of these Terms and Your exclusive remedy for all of the foregoing shall be limited to the amount actually paid by You through the Service or 100 USD if You haven't purchased anything through the Service.
To the maximum extent permitted by applicable law, in no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever, including but not limited to investment losses, damages for loss of profits, loss of data, business interruption, or personal injury arising out of or in any way related to the use of or inability to use the Service.
"AS IS" and "AS AVAILABLE" Disclaimer
The Service is provided to You "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. The Company expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the Service, including all implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
Governing Law
The laws of the State of Florida, United States, excluding its conflicts of law rules, shall govern these Terms and Your use of the Service.
Disputes Resolution
If You have any concern or dispute about the Service, You agree to first try to resolve the dispute informally by contacting the Company at [email protected]. If the dispute cannot be resolved informally within 30 days, both parties agree to binding arbitration in the State of Florida.
United States Legal Compliance
You represent and warrant that You are not located in a country subject to a United States government embargo, and that You are not listed on any United States government list of prohibited or restricted parties.
Severability and Waiver
If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.
Changes to These Terms and Conditions
We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. If a revision is material We will make reasonable efforts to provide at least 30 days' notice prior to any new terms taking effect. By continuing to access or use Our Service after those revisions become effective, You agree to be bound by the revised terms.
Contact Us
If you have any questions about these Terms and Conditions, you can contact us:
- By email: [email protected]
- By visiting: torowealth.ai