Toro Wealth is built on a simple principle: your data powers your analysis, not ours. We import only what's needed, store only what's necessary, and you stay in full control at all times.
When you connect a brokerage, Toro Wealth uses Plaid — a regulated financial data company trusted by thousands of fintech apps — to establish a secure, read-only connection. Your login credentials go directly to Plaid and your institution. Toro Wealth never sees your username or password.
Toro Wealth uses Plaid's Investments product, which provides read-only access to your portfolio positions. We cannot initiate trades, transfer funds, or make any changes to your brokerage account.
When you connect a brokerage, your login credentials go directly to Plaid — we never see them. Plaid issues a limited access token that we store exclusively in Cloudflare's encrypted server-side storage. It is never sent to your browser or included in the app's code.
All communication between your browser, our servers, and Plaid uses HTTPS with TLS encryption. Your data is never transmitted in plain text.
Your brokerage username and password are entered directly into Plaid's secure interface — we never see or store them. Plaid handles authentication directly with your institution.
Your Toro Wealth account uses Supabase Auth, which provides enterprise-grade authentication infrastructure.
Go to Settings → Brokerage Connection → Disconnect. This immediately revokes Toro Wealth's access to your account. Plaid is also notified to invalidate the connection on their end.
You can request full account deletion at any time by emailing [email protected]. We will delete all your holdings data, chat history, and profile information within 7 business days. Plaid connections are revoked at the same time.
Enable MFA in Settings → Two-Factor Authentication. We recommend enabling this for all accounts. Toro Wealth uses TOTP (compatible with Google Authenticator, Authy, and similar apps).
In Settings → Brokerage Connection, you can see all connected institutions and disconnect individual accounts at any time.
When you request AI analysis, your portfolio holdings, thesis notes, and profile are sent to Anthropic's Claude to generate your personalized insight. This data is used only to produce your analysis — Anthropic does not store it or use it to train AI models.
Your investment theses and portfolio data live in your account only. We do not sell your data, share it with advertisers, or use it for any purpose beyond generating your analysis.
If you discover a security vulnerability in Toro Wealth, please report it responsibly to [email protected]. We take all reports seriously and will respond within 48 hours.
Please do not publicly disclose security issues before giving us a reasonable opportunity to address them.
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